West Creek’s Lease-to-Own financing helps customers bring home the items they want by making payments over time. Our program is slightly different from a loan. We understand that you are more than just your credit score. We look at your application and cross-check the information you provide us with data providers and credit bureaus to determine if you get approved and the approval amount.

- Easy to apply!

- NO CREDIT NEEDED

- Monthly credit reporting 

- Early payoff options

- Quickest qualification process

- Auto draft payments

The requirements are as follows:

      - You must be 18-years or older

      - Valid Social Security number or ITIN

      - Routing & account numbers for an active checking account (90 days required)

      - Credit or Debit Card 

 - Earn at least $1000 going through the account monthly

- Initial payment $40

Cash, Social Security income or self employment are welcome with a valid Traditional Checking Account.