Preferred Lease offers the following benefits:

Introducing an alternative way to shop for the name-brand items you want at the stores you love – without paying cash or using credit. After completing an easy application process, you’ll be approved instantly to begin a lease-purchase agreement that will allow you to get your merchandise right away for a low initial payment, then make affordable payments as you go until you’re ready to own it.

- Easy to apply!

- NO CREDIT NEEDED

- Monthly credit reporting to 3 bureaous

- Leasing terms up to 24 months

- Early payoff options

- Quickest qualification process

- Auto draft payments

The requirements are as follows:

      - You must be 18-years or older

      - Valid Social Security number or ITIN

      - Routing & account numbers for an active checking account or Saving account (30 days required)

      - Credit or Debit Card 

 - Earn at least $600 going through the account monthly

- Initial payment $0-$49

Cash, Social Security income or self employment are welcome with a valid Traditional Checking Account.